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    <title>Amunta Blog</title>
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    <description>Notes on building a private, offline-first personal finance app — verified against the app's own source code.</description>
    <language>en</language>
    <lastBuildDate>Wed, 29 Jul 2026 12:00:00 +0000</lastBuildDate>
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      <title>How to Transfer an Amunta Transaction by QR Code Offline</title>
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      <pubDate>Sat, 25 Jul 2026 09:00:00 +0000</pubDate>
      <description>How two phones transfer an Amunta transaction by signed QR code without a server, including currency checks, identity checks, and duplicate prevention.</description>
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      <title>From an Invoice to a Searchable PDF Statement in Amunta</title>
      <link>https://amunta.pixun.dev/blog/invoices-searchable-pdf/</link>
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      <pubDate>Sat, 25 Jul 2026 09:00:00 +0000</pubDate>
      <description>How Amunta handles cash and pay-later invoices, products, signatures, attachments, linked debts, and searchable PDF reports offline.</description>
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      <title>Budgets, Installments, and Reminders in Amunta</title>
      <link>https://amunta.pixun.dev/blog/budgets-installments-reminders/</link>
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      <pubDate>Sat, 25 Jul 2026 09:00:00 +0000</pubDate>
      <description>A practical guide to weekly, monthly, and yearly budgets, installment plans, local reminders, partial payments, and completed-period snapshots.</description>
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      <title>Amunta or Amunta+? The Practical Difference</title>
      <link>https://amunta.pixun.dev/blog/amunta-vs-amunta-plus/</link>
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      <pubDate>Sat, 25 Jul 2026 09:00:00 +0000</pubDate>
      <description>A practical comparison of free Amunta and Amunta+, including multiple funds, transfers, payment fees, offline use, and privacy.</description>
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      <title>Encrypted Google Drive Backup: What Happens to Your Data?</title>
      <link>https://amunta.pixun.dev/blog/encrypted-google-drive-backup/</link>
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      <pubDate>Sat, 25 Jul 2026 09:00:00 +0000</pubDate>
      <description>How Amunta creates an encrypted backup, optionally stores it in your own Google Drive, restores attachments, and keeps core use offline.</description>
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      <title>What Is the Difference Between A-Link and A-Link+?</title>
      <link>https://amunta.pixun.dev/blog/amunta-link-guide/</link>
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      <pubDate>Sat, 25 Jul 2026 09:00:00 +0000</pubDate>
      <description>A clear guide to A-Link transaction sharing, A-Link+ approval for debt changes, encryption, relay deletion, and when each mode fits.</description>
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    <!-- NEW_ARTICLES_END -->
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      <title>The Best Apps to Track Debts and Expenses in 2026</title>
      <link>https://amunta.pixun.dev/blog/best-apps-debts-expenses/</link>
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      <pubDate>Thu, 02 Jul 2026 09:00:00 +0000</pubDate>
      <description>An honest comparison of Splitwise, Khatabook, OkCredit, Money Manager, Wallet and Amunta — which debt and expense tracker fits your situation, including the cases where you should not pick ours.</description>
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      <title>Why Amunta Doesn&amp;#x27;t Require an Account</title>
      <link>https://amunta.pixun.dev/blog/why-amunta-doesnt-require-an-account/</link>
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      <pubDate>Wed, 17 Jun 2026 09:00:00 +0000</pubDate>
      <description>Amunta lets you manage expenses, debts, budgets, and shared ledgers without creating an account. Here is why that matters for privacy and daily use.</description>
    </item>
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      <title>What Actually Needs the Internet — and What Doesn&#x27;t</title>
      <link>https://amunta.pixun.dev/blog/what-needs-internet/</link>
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      <pubDate>Wed, 17 Jun 2026 09:00:00 +0000</pubDate>
      <description>A lot of apps say </description>
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      <title>How to Track Debts and IOUs Without a Spreadsheet</title>
      <link>https://amunta.pixun.dev/blog/track-debts-without-spreadsheet/</link>
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      <pubDate>Wed, 17 Jun 2026 09:00:00 +0000</pubDate>
      <description>The exact accounting logic behind tracking who owes you and whom you owe — including how the app automatically tells a partial repayment apart from a new loan.</description>
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      <title>How Two People Share One Ledger Without Double Entry</title>
      <link>https://amunta.pixun.dev/blog/share-a-ledger-without-double-entry/</link>
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      <pubDate>Wed, 17 Jun 2026 09:00:00 +0000</pubDate>
      <description>The real difference between Amunta&#x27;s two link modes — and how the app decides which shared transactions need the other person&#x27;s explicit approval before they&#x27;re recorded.</description>
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      <title>Real Privacy in a Finance App: What &quot;No Account&quot; Actually Means</title>
      <link>https://amunta.pixun.dev/blog/real-privacy-not-a-slogan/</link>
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      <pubDate>Wed, 17 Jun 2026 09:00:00 +0000</pubDate>
      <description>We checked our own app&#x27;s source code instead of writing another privacy slogan. Here&#x27;s exactly what data leaves your phone, what gets encrypted, and what a relay server can and can&#x27;t see.</description>
    </item>
    <item>
      <title>One Invoice Screen, Whether You Get Paid Today or Later</title>
      <link>https://amunta.pixun.dev/blog/one-invoice-cash-or-credit/</link>
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      <pubDate>Wed, 17 Jun 2026 09:00:00 +0000</pubDate>
      <description>Cash sales and credit sales usually live in two different systems — one with real records, one that&#x27;s mostly memory. Here&#x27;s how Amunta keeps both on the exact same invoice screen.</description>
    </item>
    <item>
      <title>Offline Expense Tracking That Actually Works</title>
      <link>https://amunta.pixun.dev/blog/offline-expense-tracking-that-actually-works/</link>
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      <pubDate>Wed, 17 Jun 2026 09:00:00 +0000</pubDate>
      <description>Offline finance tools matter when internet access is unreliable, expensive, or simply unnecessary for recording daily money activity.</description>
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      <title>Local-First vs Cloud-Based Finance Apps</title>
      <link>https://amunta.pixun.dev/blog/local-first-vs-cloud-based-finance-apps/</link>
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      <pubDate>Wed, 17 Jun 2026 09:00:00 +0000</pubDate>
      <description>A user-focused comparison of local-first and cloud-based finance apps, including privacy, convenience, access, and control without technical complexity.</description>
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      <title>How to Track Expenses Without Excel</title>
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      <pubDate>Wed, 17 Jun 2026 09:00:00 +0000</pubDate>
      <description>Spreadsheets are powerful, but they are not always the easiest way to manage everyday expenses, debts, budgets, and shared records.</description>
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    <item>
      <title>How to Keep Track of Money Owed Between Friends</title>
      <link>https://amunta.pixun.dev/blog/how-to-keep-track-of-money-owed-between-friends/</link>
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      <pubDate>Wed, 17 Jun 2026 09:00:00 +0000</pubDate>
      <description>A simple guide to tracking IOUs, repayments, and shared expenses between friends without losing the story behind each amount.</description>
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    <item>
      <title>A Personal Finance App That Speaks Fula, Wolof, and Soninke</title>
      <link>https://amunta.pixun.dev/blog/finance-app-fula-wolof-soninke/</link>
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      <pubDate>Wed, 17 Jun 2026 09:00:00 +0000</pubDate>
      <description>Most finance apps stop at English, French, or Arabic. We checked what it actually takes to support Fula, Wolof, and Soninke properly — and why your phone&#x27;s own OS often can&#x27;t even offer these languages as an option.</description>
    </item>
    <item>
      <title>Best Way to Manage Family Expenses</title>
      <link>https://amunta.pixun.dev/blog/best-way-to-manage-family-expenses/</link>
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      <pubDate>Wed, 17 Jun 2026 09:00:00 +0000</pubDate>
      <description>Family expenses are easier to manage when everyone can understand what was spent, what is shared, and what still needs attention.</description>
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