Full ledger
Income, expenses, invoices, debts and people — all in one place.
Free · Offline · No account
Your money,in your own ledger.
A free personal finance app for expenses, income, debts, invoices, budgets and reports. Works offline, no account, no ads — and your data stays on your phone.
- No account
- No email, phone or login.
- Offline
- The basics work without internet.
- No ads
- No tracking, no ads.
- Encrypted sync
- Optional, fully encrypted.
What is Amunta?
All your money records in one place.
Amunta is a free personal finance app that tracks expenses, income, debts, invoices, budgets and reports. It works offline, needs no account, shows no ads, keeps your data on your phone, and speaks 16 languages. Want to share accounts with someone? Sync is fully encrypted.
What you can track
Designed to help you manage your money, not exploit your data.
Debts & receivables
Know who owes you and whom you owe, with a clear balance per person.
Saved invoices
Build, keep and share invoices with line items — cash or deferred.
Budgets & reports
Set a monthly budget with alerts, then read your spending in clear charts.
Multi-currency
Pick your currency and keep records that feel right for you.
Private by default
Your data stays on your phone unless you export, back up or share it.
More than an expense tracker
A complete ledger that stays understandable.
Amunta brings daily money records, debts, documents and planning together. Core work stays offline; A-Link and Google Drive are optional.
Installments & reminders
Create payment plans with custom amounts and dates, then receive reminders when payments are due.
Encrypted backup
Keep password-encrypted local backups or optionally store encrypted copies in your own Google Drive.
Offline QR transfer
Move a transaction between phones with QR, even offline, with a currency check before import.
Professional documents
Create cash or credit invoices, add products and signatures, attach receipts, and export searchable PDF reports and account statements.
Inside the app
Real screens from the app.
These are actual Amunta screens — not mockups.
What you record, and what arrives on their phone
| You record | They receive |
|---|---|
| Deferred sale invoiceYou sold; they pay later | Deferred purchaseA debt they owe you |
| Deferred purchase invoiceYou bought; you pay later | Deferred saleA debt you owe them |
| Cash sale invoice | Cash purchase |
| Cash purchase invoice | Cash sale |
| Payment voucherMoney you gave them | Deposit voucherMoney they received from you |
| Deposit voucherMoney you received from them | Payment voucherMoney they gave you |
| Outgoing gift | Incoming gift |
How to link two ledgers
- Each person turns on A-Link in the app settings and gets a network ID. No account or email is needed.
- One person enters the other's ID, chooses A-Link or A-Link+, and sends a link request.
- The other person accepts. From then on, new invoices and vouchers for that contact are sent automatically.
Two ways to link
A-Link
Shared records, independent ledgers
- Every invoice or voucher arrives as a notification. The other person records it or ignores it.
- Each side keeps its own copy. Deleting yours does not touch theirs.
- Available for personal and business accounts.
A-Link+ (experimental)
Both people approve every debt
- Deferred sales and purchases, payment vouchers and deposit vouchers stay pending on your phone until the other person accepts. If they reject, it is cancelled on both phones.
- After acceptance nothing is ever deleted; a mistake is corrected only with a reversing entry.
- Amunta compares the debt balance on both phones and warns you if they differ.
- Cash invoices and gifts create no debt, so they work as in A-Link. For personal accounts.
Encrypted, not stored
Each record is encrypted on your phone. The relay cannot read it, deletes it once it is delivered, and drops undelivered messages after 24 hours.
What is sent
Amounts, items, date, the public description and, if you enable it, your signature. Private notes are never sent. Both ledgers must use the same currency.
No link? Still possible
With both phones in the same place, transfer one invoice or voucher by signed QR code without internet. Or share the invoice as an image with anyone.
Privacy
Privacy is the foundation of the app.
Amunta doesn't need to know who you are. No accounts, no tracking, no marketing profiles, no extra permissions.
On your phone
Your transactions, budgets, invoices, debts and receipt photos stay with you.
Optional sync
Off by default. When on, it sends the minimum and stays encrypted.
No ads
No ads, no Google Analytics, no Facebook SDK.
Download
Two free apps — one for you, one for your business.
On Google Play and the App Store. Only trust links from this site or the official store pages.
Amunta
For your personal money — debts, expenses, funds, invoices, budgets, and reports.
- No ads, no account required
- Optional encrypted sync
Amunta+
The same complete app, set up for a business, store, or professional service.
- Free, with every feature of Amunta — no purchase needed
- Install it next to Amunta: your business books stay separate from your personal ones
- Its own data and its own backups
FAQ
Before you install.
Is Amunta free?
Yes — completely free, with no ads and no in-app purchases.
What's the difference between Amunta and Amunta+?
Both are free and have the same features — funds and transfers, debts, invoices, receipts, and A-Link. Amunta is for personal accounts; Amunta+ is for a business, store, or professional service. You can install both on the same phone, and each keeps its own separate data and backups. Available on Google Play and the App Store.
Where is my data kept?
On your phone, unless you export, back up, share or turn on sync.
Do I need an account?
No. No account, email, phone number or login.
Does it work offline?
Yes. The ledger, expenses, income, debts, invoices, budgets and reports all work without internet.
How does sync work?
It's optional and off by default. It runs through A-Link: invoices and vouchers you record for a linked contact are sent to their phone end-to-end encrypted, the relay can't read them, and it deletes them once delivered.
How do I send an invoice or voucher to a customer's or supplier's Amunta?
Link with them once through A-Link. After that, every invoice or voucher you record for that contact is sent to their phone automatically, end-to-end encrypted, and arrives reversed for their side: your sale appears as their purchase, and a payment voucher appears as a deposit voucher. They choose whether to record it; with A-Link+, debts need their acceptance. Without a link, you can transfer one record by offline QR code or share the invoice as an image.
What is the difference between A-Link and A-Link+?
A-Link shares records while each ledger stays independent: the other person records or ignores what arrives, and each side can delete its own copy. A-Link+ (experimental) requires both people to approve anything that creates or changes a debt, never deletes a debt after acceptance (a mistake is corrected only with a reversing entry), and compares the debt balance on both phones. A-Link+ is a link mode and is unrelated to the Amunta+ app.
Which languages are supported?
16: Arabic (RTL), English, French, Spanish, German, Persian, Fula, Hindi, Indonesian, Portuguese, Russian, Soninke, Turkish, Urdu, Wolof and Chinese.
Can I delete my data?
Yes. Remove it from the app, your device settings, or by uninstalling. Sync records are cleared automatically after a period of inactivity.