If you sell things — as a side business, a small shop, or just occasionally to people you know — you’ve probably ended up with two separate mental systems: one for sales where you got paid on the spot, and another, looser one for “they’ll pay me later” sales that mostly lives in your memory or a chat thread. The second system is the one that falls apart. People forget. You forget. Nobody has a clean record of what was actually agreed.
Amunta keeps both kinds of sales on the same invoice screen, with the same level of detail, so “I’ll pay you later” gets exactly as much rigor as a cash sale.
What the invoice screen actually shows
Every invoice — cash or credit — looks the same: who you sold to (or bought from), the date and time, a category, and a line-item table with quantity, price, and total per item, adding up to a total at the bottom. You can attach a QR code to it, share it, or pull up the edit and history icons right from the header.
The only thing that changes is a small badge at the top of the invoice — it says Cash Purchase for something paid immediately, or Deferred sale / Deferred purchase when it’s going on a running balance instead. Everything else about how the invoice looks and what it records is identical.
What happens differently behind that badge
A cash invoice is self-contained — it’s a record of something that happened, full stop. A deferred invoice does one more thing: it shows up in that contact’s running balance. Sell something on credit, and the buyer’s balance with you updates to reflect what they now owe. Buy something on credit, and yours does. You see this on the contact’s own profile screen, right next to their other transactions — not as a separate system you have to check independently of the invoice itself.
Why this is worth caring about if you sell anything informally
A lot of small, informal selling — to neighbors, to regular customers, to people in your own network — happens entirely on trust, with no paperwork at all. That’s fine until there’s a disagreement about what was actually owed. Having an actual invoice, with line items and a total, for a credit sale gives you the same paper trail you’d have for a cash sale, instead of a vaguer “I think they owe me something” memory.
What this isn’t
This isn’t accounting software, and it doesn’t replace a tax invoice or a formal contract where one is legally required. What it replaces is the gap between “I have a real invoice” and “I just remember they owe me” — by making sure every sale, paid now or later, gets the same invoice either way.